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Car

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Personal Loan

Get Your Car Loan

Faq iconPre-Approval In 3 Minutes
Australia Car fiance

Car

Cars finance service logo

Truck

Boat finance logo

Personal Loan

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Same Day Approval Costs You $0 To Apply
Car loan funding
45 + Lenders
TODAY'S BEST RATE IS 6.99%
(COMPARISON RATE 6.99%)
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Same Day Approval Costs You $0 To Apply
Car loan funding
45 + Lenders
TODAY'S BEST RATE IS 6.99%
(COMPARISON RATE 6.99%)
Car loan calculator

Loan Calculator

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Financial Calculators Pro

All applications for credit are subject to credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. The repayments calculator and "What Can I Afford" calculator provide estimates only and are based on the accuracy of the information provided.
Calculate your repayments
What can you afford?
Calculate your repayments
What can you afford?
All applications for credit are subject to credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. The repayments calculator and "What Can I Afford" calculator provide estimates only and are based on the accuracy of the information provided.
I can afford...
$
Every...
Weekly
Fortnightly
Monthly
For...
1 Year
1
2
3
4
5
6
7
At this Interest Rate
0%
0.00%
13.98%

You can afford cars priced between

$? - $?
Cost of car
$
Deposit/Cash
$
Repayment frequency
Weekly
Fortnightly
Monthly
Interest Rate
0%
0.00%
13.98%
Loan Length
1 Year
1
2
3
4
5
6
7

Your repayments could be

$?
per   Week
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We quickly match and compare you with

Our Lender Panel

A few of our approved lending partners

Wisr finance logo Latitude Financial Services logo Australian Motorcycle & Marine Finance logo Metro finance logo Fox Finance Group logo Firstmac finance logo Pepper Money Limited logo ANZ logo Shift Financial logo Liberty Network Services logo Macquarie Group Limited logo Capital Finance logo Money3 Corporation logo Racv finance logo Selfco Leasing logo Axsesstoday finance logo Classic funding logo Flexi commercial logo Affordable car loan logo Afs logo australian premier finance logo GreenLight Auto Finance Logo - Trusted Car Financing Solutions Alto group logo Morris finance logo Prospa finance logo Noun finance logo Rate setter logo Silver chef logo Novated connect logo Money place finance logo Moula finance logo Societyone finance logo Thorn group ltd logo TL rentals finance logo U me loans logo
Cars finance service logo

How do we work to get your dream vehicle?

Fill out the form and we will review your details and start researching which lender will offer the most favourable terms. We will manage the application process from start to finish. You drive off the lot in style.
Customer trust us

Dedicated to our Customers

We know how important it is that you have the right car.You've spent hours, days, and weeks finding the perfect vehicle tailored to your needs, only to face the obstacles of financing. CARSFINANCE has years of experience brokering the best deals for our customers. You won't find more commitment to getting the car that benefits your life the most.
Customer good review

Customers prefer CARSFINANCE for their car loans.

We are one of the highest-rated vehicle financing services for a reason. Our team goes above and beyond expectations to broker the right deal for our clients. Never worry that we'll present a range of solutions and communicate with you until you're happy with the terms of the agreement. Don't forget our friendly support team is available to discuss any questions you may have!
Vehicle logo

How do we work?

Fill out the quick form,Provide basic info and We'll review your details to find the best loan option for your vehicle. Once everything finds agreeable terms, we'll approve your loan!
Customer trust us

Dedicated to our Customers

We know how important it is that you have the right car, Cars Finance Service has years of experience brokering the best deals for our customers.
Customer good review

Customers prefer US

We are one of the highest-rated vehicle financing services for a reason. Our team goes above and beyond expectations to broker the right deal for our clients.
404 pages Customer got car finance approval
How do we work to get your dream vehicle?
Australia online car finance
Fill out the form.
Australia online car finance
Provide basic info
Australia online car finance
See options
Australia online car finance
We'll review your details.
Australia online car finance
Loan approval
Australia online car finance
Once everything finds agreeable terms, we'll approve your loan! Drive of the lot with style and savings in your pocket.
Australia online car finance
Loan approval
Apply Now
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404 pages

Dedicated to our Customers

We know how important it is that you have the right car.You've spent hours, days, and weeks finding the perfect vehicle tailored to your needs, only to face the obstacles of financing. CARSFINANCE has years of experience brokering the best deals for our customers. You won't find more commitment to getting the car that benefits your life the most.
404 pages
404 pages
Customers prefer CARSFINANCE for their car loans.
We are one of the highest-rated vehicle financing services for a reason. Our team goes above and beyond expectations to broker the right deal for our clients. Never worry that we'll present a range of solutions and communicate with you until you're happy with the terms of the agreement. Don't forget our friendly support team is available to discuss any questions you may have!
Customer success got car loan approval

Customers prefer CARSFINANCE for their car loans.

We are one of the highest-rated vehicle financing services for a reason. Our team goes above and beyond expectations to broker the right deal for our clients. Never worry that we'll present a range of solutions and communicate with you until you're happy with the terms of the agreement. Don't forget our friendly support team is available to discuss any questions you may have!

Frequently Asked Questions

What is Carsfinance.com.au?

Carsfinance.com.au does not provide car loans, rather, we are a credit broker able to connect you with reputable and trusted lenders who offer the very best car finance deals.

And because we use ‘soft’ credit searches in the first stage of the enquiry you will not see any negative impact on your credit rating. If you wish to proceed with a quote, we then connect you directly to the lender who will conduct additional credit checks.

Our aim is to provide the best car finance quotes across the Australia, so you have a fantastic selection of the very latest offers. It leaves you in full control to make a decision that you are comfortable with and allows you to find the perfect auto for your needs.

Who can get a car finance loan?

If you are holding Australian citizenship or permanent residency, being over the age of 18, and earning some type of income.

What documents do you need to finance a car?

In general, we would need to see proof of licence, proof of income and proof of address. Some applications, though, might require additional documents.

What if I was already refused?

If you’ve been refused car finance because of bad credit, we still may be able to help. At Carsfinance.com.au we work with a panel of lenders who can offer bad credit car finance.

How long do car finance applications take?

Completing and submitting the application takes around 15-20 minutes. It will generally take one or two working days to evaluate your papers and financial information before reaching a judgment on your application.

Do I need a deposit?

The simple answer is no. In most cases, you can borrow 100% of the cost of your vehicle as long as you can afford it.

How much can I borrow?

The borrowed amount depends on your and your car's value, but you can borrow up to $ 100,000 and an average of $ 30,000.

What car can I get on finance?

You can get both a new or used car on finance. New car finance will allow you to purchase a brand-new vehicle, while used car finance would allow you to purchase a previously used vehicle.

How hard is it to get car finance?

Lenders do not easily provide car financing to individuals who have a bad credit score, credit history, or no credit file. Since they require assurance their money will be repaid, lenders consider a person's credit score for determining creditworthiness.

Can I get a loan for a car as a business?

Yes — a business car loan works the same way as a traditional car loan but with significant tax incentives. You will still be responsible for making regular monthly interest rate payments and other charges over the complete loan term.

Can I finance a car with my ABN?

Yes — car loans for businesses require less paperwork than private financing. Still, you need to show records to prove your company has been registered for at least two years, as well as copies of your business activity statement (BAS).

Can I get a car loan as a sole trader?

Yes — sole traders can get a business car loan through a chattel mortgage provided they can prove a history of regular income, the loan falls under $250,000 and the car will be operated for work purposes at least 50% of the time in use.

Is it worth buying a car under a business?

Whether you’re interested in car refinancing or a traditional car loan for business, you can enjoy several tax advantages to help you save money on your overall expenses, reduced paperwork and red tape during the application process and access to funding to secure a wide range of commercial vehicles.

If you want to enjoy the benefits of a business car loan, please reach out and share a few details about your company.

What kind of loan do I need for a caravan?

To purchase a caravan with a loan, borrowers will need to apply for a caravan loan. This type of car loan can be used to finance the purchase of a caravan.

Can you get a bank loan for a caravan?

Absolutely! But why waste time comparing and searching for the right caravan loan interest rates when Cars Finance can do it for you? With over 45 lenders at our disposal, we’re confident we can find you the best caravan loans in Australia for your credit profile. We also offer loans for other vehicles, such as boats and motorcycles.

Is caravan finance easy to get?

That depends on several factors, such as your borrowing capacity, credit score, income and more. However, Cars Finance has made it easy to qualify for some of the best caravan loans in Australia! Learn more about our application process today.

How much deposit do I need to buy a caravan?

Whether you’re looking to purchase a caravan for business or pleasure, you don’t need to hand over a deposit! Simply tell us how much you’re looking to borrow and for how long, and we’ll source the most competitive caravan loan interest rates based on your financial profile.